Include your parent
Your parent generally needs to agree to coverage and participate in the application. The insurer must confirm insurable interest and eligibility under applicable state law. Do not submit another person's information without permission.
Discuss existing arrangements
Review existing policies, savings and prepaid funeral arrangements before considering more coverage.
Confirm responsibilities
Ask who owns the policy, who pays premiums and who receives the benefit. Ask what happens if payments stop. A beneficiary can generally use proceeds for any purpose.
Explore final expense information: see final expense plan types →
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